Move money instantly.
Never lose control.

Now your institution can adopt stablecoin settlement — without inheriting the fraud, compliance, or irreversibility risk. Once funds move, they're gone. Coinbax gives you a way back.

coinbax.com / dashboard / tx / 0xA3F9C2D8...E1B4
COINBAX · Transaction Review
LIVE
From Northstar Company
To Centurion Labs
Amount $2,400,000.00 USDC
Network Base
Status
Click a control to begin
Escrow 24h window · expires 2026-03-20 14:32 UTC
KYC
AML
ESCROW
MULTI-PARTY
SETTLED

Interactive — approve each control layer, then release or recall

Balanced Trust Balanced Trust
Circle Circle
Jack Henry Jack Henry
Merkle Science Merkle Science
Paxos Paxos
TRM Labs TRM Labs
Utila Utila
Trusted partners & ecosystem
The risk of doing nothing
01

One fraudulent transfer can wipe a customer relationship permanently.

02

Regulators aren't waiting for you to catch up.

03

Your competitors are already live on stablecoins.

“We built fintech for banks before stablecoins existed. Now we’re building the trust layer they still need.”

Built by people who’ve worked inside the institutions we serve.

Meet the Team →

How You Stay in Control

Programmable controls for every payment

Payments are instant — but on stablecoin rails, once funds move, they can't be recalled. Coinbax adds rules that prevent that.

Programmable Escrow

Hold and release funds based on delivery, time windows, or multi-party approval.

Built-in Reversibility

Review windows and rollback triggers catch fraud before it's permanent.

Real-Time Compliance

Sanctions screening, KYC, and risk checks run automatically before settlement.

How It Works

Every payment is checked before it settles

Almost instantly, your payment clears fraud screening, sanctions, and multi-party validation — automatically.

STEP 1

Send Wallet

Initiates payment with recipient address and amount.

Ready
STEP 2

Funding

2FA confirmation and initial funding lock.

Pending
STEP 3

Fraud Detection

Real-time sanctions, KYC, and risk screening.

Pending
STEP 4

Risk Scoring

Risk score evaluated against your institution's thresholds.

Pending
STEP 5

Multi-Party Validation

Recipient address confirmed by both parties.

Pending
STEP 6

Settlement

Funds are released instantly once all conditions are met.

Pending
Payments

Instant Wire Alternative

24/7 Stablecoin Transfer

Replace traditional wire transfers with instant stablecoin settlement.

View template →
Payments

Cross-Border Payments

SWIFT Alternative

Cross-border wallet-to-wallet payments via stablecoin rails.

View template →
Payments

Delayed Payment for Fraud Review

Hold Period Before Settlement

Brief hold period for fraud review before final settlement.

View template →
Payments

Multi-Party Authorization

Multiple Approvals Required

Require multiple approvers for high-value transactions.

View template →
Trade

Trade Finance Escrow

Hold Funds Until Delivery

Pay drivers upon delivery with escrow protection.

View template →
Trade

Marketplace Payouts

One Payment In, Multiple Out

One payment in, multiple compliant payouts out.

View template →
Lending

Real Estate Closing

Mortgage Closing

Escrow funds until all closing conditions are met.

View template →
Lending

Milestone Funding

Construction Loan Draw

Milestone-based funding with inspection verification.

View template →
Lending

Instant Loan Funding

Loan Origination Funding

Auto-release on approval or return if declined.

View template →
Gaming

Instant Wallet Deposit

For Gaming, Betting & Digital Platforms

Instant wallet funding with compliance checks.

View template →
Gaming

Secure Withdrawals

Platform Withdrawals

Process withdrawals with fraud screening.

View template →
Insurance

Event-Triggered Payouts

Parametric Insurance

Auto-payout triggered by verifiable events.

View template →
Insurance

Fast Claim Payments

Insurance Claim Payout

Adjuster-approved claim disbursement.

View template →
Treasury

Automated Vendor Payments

AP Automation

Automated vendor payments with approval workflows.

View template →
Treasury

Intercompany Transfer

Move Funds Between Entities

Move funds between subsidiaries with audit trail.

View template →
Benefits

Benefit Disbursement

Government & Aid Payments

Distribute benefits with identity verification.

View template →

Integrations

Works With Your Stack

Works with Circle, Paxos, Jack Henry, and the custody and compliance stack your institution already runs.

Signals

Stablecoin regulation, decoded for your compliance team.

Curated intelligence on regulatory developments and market signals shaping institutional stablecoin adoption.

Where to meet

We're at the conferences shaping institutional payments.

Next up Fintech DevCon · August 3-5, 2026 · Sheraton Denver Downtown Hotel, Denver, CO
View Upcoming Events →

Schedule a Call

Tell us what you're working on. We'll set up a 30-minute call to walk through how Coinbax fits.